Uprova is a tribal financing company owned and administered by the Upper Lake Habematolel Pomo. It provides quick turnaround bad credit loans ranging from $300 to $5,000. According to its website, its APRs can range from 34.5% to 35.99%, with repayment durations ranging from 9 to 36 months.
However, this claim is deceptive. Tribal lenders are not governed by the same rules as regular lenders. They can charge interest rates of up to 700% APR, and if you have difficulty repaying the loan, you cannot take the matter to a US court. Several Uprova credit customers have complained about incurring interest rates that are three times the amount of their original loan — and regret taking out a loan with the company.
The good news is that there are less expensive alternatives to get cash, even if you have bad credit. Our Uprova alternatives include 0% interest cash advance applications and other bad credit lenders with cheaper rates than Uprova.
Top 8 Best Uprova Alternatives To Like Loans
In this article, you can know about 8 Best Loans like Uprova In 2023 here are the details below;
1. Jora
Jora Loan is a good place to check for loans like Uprova reviews. The nicest part about Jora Loan is that there are no late fees, etc. Jora offers interest rates ranging from 99% to 349%. Another positive aspect of Jora Loans is its transparency. They have described every step of the loan application procedure, from loan application to loan approval, so that their consumers understand what they are signing for.
Jora is currently available in 11 states, including Alabama, Kansas, Idaho, Utah, North Dakota, New Mexico, and Missouri.
Key Notes
- Jora does not charge any upfront or ongoing fees.
- There is no need to be concerned about a minimum credit score.
- You can easily obtain loans for debt consolidation, refinancing, home improvement, and other uses.
- The loan funds are ready in 1-2 days.
- Borrowers are not charged late fees by Jora.
Loan Amount
- $500 to $4000
Loan Term
- 8 to 30 months
Credit Check
- No
2. Blue Trust Loans
Blue Trust Loans is an excellent option for Uprova loans. You will not be charged any fees such as an origination or prepayment fee. Borrowers can acquire fixed APRs ranging from 471.78% to 841.45% with Blue Trust Loans. It provides its customers with payday loans and online installment loans.
Trust Loans has membership plans available, such as Club Blue membership. Blue Trust Loans provide same-day funding. The payments are set in stone. For the first time, there are only a few loans to be discovered.
Key Notes
- Borrowers, like Uprova, have no minimum credit score requirement.
- The APR rates range from 4.71% and 841.45%.
- Blue Trust Loans offers a quick online application process.
- All consumers receive dependable customer service.
- Borrowers incur no penalty for making early repayments.
- You can simply obtain small-dollar loans with quick access to finances.
Loan Amount
Loans upto $3,000
Loan Term
- Repayment term up to 6 months.
Credit Check
- No
3. OppLoans
OppLoans is an excellent alternative to Uprova loans for obtaining smaller loans with short-term repayment schedules. Check out Redfin Alternatives as well. OppLoans is a sort of lender that lends money to borrowers with bad credit or poor credit for a shorter length of time. It is one of the forms of payday loans available to customers. Unlike others, your payments will be reported to three credit bureaux, affecting your credit record.
Key Notes
- There are no origination, late, or prepayment penalties.
- Your payments are reported to three major credit bureaux by OppLoans.
- Another appealing element of OppLoans is that they offer financial education to borrowers through free public classes.
- You can easily choose the repayment date following your payment schedule.
- It provides modest loans with quick funding and no credit checks.
Loan Amount
- $500 to $4000
Loan Term
- 9 to 18 months.
Credit Check
- No
4. MaxLend
MaxLend is a viable solution for payday and installment loans. They guarantee to lend you up to $3,000 in a day if you apply online. MaxLend is a loan similar to Uprova in that it provides immediate money solutions for crises or obligations. According to MaxLend standards, you can easily apply for loans with them by calling their number: 877-936-4336. For more information, click here.
Borrowers must have an open bank account, a verifiable source of income, be at least 18 years old, and not be a debtor in bankruptcy to qualify for loan approvals.
Key Notes
- MaxLend provides three types of payment options: standard pay, payoff now, and payment plus.
- It does not have a prepayment penalty, which is an added benefit for borrowers.
- Borrowers can simply get their loans authorized within one day.
- Customer service is available 24 hours a day, seven days a week.
- With MaxLend, there is no such thing as a weekend payout.
- The APR ranges from 471% to 841%.
Loan Amount
- Upto $3,000.
Loan Term
- Upto 9 months.
Credit Check
- No
5. Zoca Loans
Zoca Loans, like Uprova, is another financial lender for short-term loans. The Zoca Loans application process is straightforward and takes place entirely online. And, if your loan is approved, you will receive your dollars within a day. Check out NewTumbl Alternatives as well.
Zoca’s APR is claimed to be 795 percent. To apply for Zoca Loans, you must be at least 18 years old and have permanent residency or citizenship in the United States, as well as an active bank account. You may learn more about Zoca Loans by clicking here.
Key Notes
- The no-credit check feature is good for Zoca Loans.
- The interest rates are quite high with Zoca Loans.
- The application for loans is easy and fast.
- The funding is done within 1-2 days at the speediest as possible.
- No prepayment penalties with Zoca Loans.
Loan Amount
- $200 to $1,500
Loan Term
- Starting from 12 weeks.
Credit Check
- No
6. Lendumo
Lendumo is one of the best loan solutions for quick and easy loans with short terms and small sums. It is a well-rated tribal lender for installment loans and shorter loans. It works in the same way that Uprova loans do. To apply for the simple loan method, simply enter your first name, last name, email address, and loan amount.
Lendumo provides three customer service portals; you can contact them at 877-558-1999, send an email to [email protected], or send a letter to PO BOX 542, Lac du Flambeau, WI 54538. Check out this page to learn more about how Lendumo works and shines.
Key Notes
- Borrowers receive express funding from Lendumo, which is deposited within one business day.
- Customer service is available 24 hours a day, seven days a week.
- Lendumo allows for penalty-free prepayments.
- U Rewards is an intriguing incentive that customers obtain when they pay their dues on time.
- Lendumo covers loans for causes such as utility bills, medical costs, home repairs, rent, and travel.
- The application process is simple, quick, and entirely online.
Loan Amount
- $1200 to $2500
Loan Term
- 6 to 24 months.
Credit Check
- No
7. Amplify
IBM founded Amplify, which has its headquarters in Austin, Texas. The only disadvantage of Amplify is that it is only available to residents of Texas. Check out Zenly Alternatives as well.
Amplify’s repayment duration is much shorter. With particular requirements, withdrawals are limited to a minimum. The costs range from 2% to 5%. Amplify’s maximum loan limit is adjustable. You may learn more about Amplify Credit Union by clicking here.
Key Notes
- Amplify Loans do not require a credit check.
- There is no weekend payout, but it does have a rapid payout feature.
- The funds are readily available the following day.
- Amplify Loans specializes in home equity loans.
- Amplify Credit Union’s initial APR rates range from 6.17% to 6.75%.
- Only in Texas is this product available.
Loan Amount
- $400- $5,000
Loan Term
- 1 to 6 months and upto 18 months
Credit Check
- No
8. LendingPoint
LendingPoint is one of the best places to receive payday loans or other types of loans such as personal loans, easy financing choices, and so on. The best feature of LendingPoint is the quick and simple funding access with a two to three-step application process. It also, like Uprova, provides a refinance option where you may borrow money to pay off another loan. Check out SmHaggle Alternatives as well.
Typically, cash is available in 2 to 3 days, however, LendingPoint has a great track record of giving loans on the same day as the loan application is accepted.
Key Notes
- A simple credit check and pre-qualification.
- You can simply obtain loan refinancing options.
- LendingPoint provides its customers with personalized hardship plans.
- Once a year, you can easily adjust your payment date.
- LendingPoint provides credit-building tools to help you create a decent credit score if you don’t already have one.
- A smartphone app is now available to help you manage your LendingPoint loans.
Loan Amount
- $2,000 to $36,500
Loan Term
- 2 to 5 years
Credit Check
- Yes
- Minimum Credit Score: 600-660
